AI Governance in Regulated Industries
Lifecycle accountability and the institutional gap in financial services and healthcare.
Financial services and healthcare are converging on the same governance expectation, continuous lifecycle oversight of deployed systems, through opposite institutional paths. Finance spent fifteen years building model risk infrastructure around SR 11-7; in April 2026 the banking agencies replaced it with SR 26-2 and placed generative and agentic AI expressly outside its scope. Healthcare is improvising one in real time by inserting human verification back into automated workflows. The Scan maps the regulatory landscape across both sectors, distills the cross-sector synthesis, and closes with four organizational postures for institutional leaders preparing for the 2026–2027 examination cycle.