Inquiries

AI in Regulated Institutions

How finance, health, and AI rules converge inside the institutions that must follow them.

ActiveTechnology · Governance

Banks, insurers, and health systems now answer to several regimes at once for the same AI system: sector supervisors, AI law, and standards that buyers write into contracts. This inquiry studies how those obligations meet inside one institution, and what lifecycle accountability, oversight, and organizational design look like when they have to work together.

It began with Horizon Scan 001, AI Governance in Regulated Industries, which the inaugural New York Salon tested against the judgment of people who run regulated institutions.

Status
Active
Domains
Technology · Governance
Why more than one
The obligations arrive from financial and health supervisors, AI legislation, and standards bodies in several jurisdictions, so the question is as much about coordination between regulators as about the technology.
Convening
New York Salon · June 9, 2026 · House of the Redeemer
Contributors
Cynthia Chen, Ashwin Telang, Avisikta Sinha, Samuel Marson, Ronan Amir
Funding
Supported from the Institute’s general funds. Organizations interested in supporting this inquiry can read about partnerships.

Open questions

How do board risk committees develop AI risk appetite frameworks when system behavior cannot be fully specified in advance?Planned format: Research BriefDrafting
How should the three lines of defense be restructured for agentic systems, where ownership is distributed across product, engineering, compliance, and legal?Planned format: Research BriefScoping
Where do MAS lifecycle controls, EU AI Act post-deployment obligations, FDA Total Product Lifecycle frameworks, and SR 11-7 evolution converge in operational expectations?Planned format: Horizon ScanDrafting
What does continuous lifecycle monitoring require operationally, and what is the build path for institutions starting from a compliance-only posture?Scoping

Publications

One Chain: Disclosure and Accountability in AI CommerceAshwin Telang, Avisikta Sinha and Samuel MarsonResearch Brief 003
October 4, 2026Medical Boards Move First on Autonomous AIAshwin TelangSearchlight 020
August 14, 2026When a Chatbot Acts as a Therapist: Tennessee’s New Law and AI Mental HealthRonan AmirSearchlight 016
July 17, 2026The Crumple Zone: Accountability in Financial Services When AI Agents Act on Their OwnAshwin TelangResearch Brief 002
July 2026The Borrowed Conscience: What Banks Inherit Running on Silicon Valley’s JudgmentAshwin TelangSearchlight 015
July 10, 2026The Clean Winner Bank: How Risk Discipline Becomes a Competitive Edge in AI & Financial InstitutionsAshwin TelangResearch Brief 001
June 5, 2026AI Governance in Regulated IndustriesCynthia Chen and Ashwin TelangHorizon Scan 001
May 2026 · Second edition August 2026The AI Coverage Cliff: What 2026 Renewals Will RevealAshwin TelangSearchlight 010
May 8, 2026

Tools

All tools

About 60 seconds

AI Governance Pulse

Four questions place an organization on a four-stage maturity curve and name the decision that stage puts in front of it.

15 to 20 minutes

AI Governance Readiness Assessment

Scores each AI use against a published rubric and produces a board brief and a 90-day action plan.

Both tools publish their methods. They support decisions and are not legal or compliance advice.